Committed to providing clients with services that enable them to create more wealth.
Managing Your Money After Retirement
Taking the Right Kind of Risks
The greatest challenge in investing as we age is to resist the urge to stop taking financial risk. In our minds, we are playing it safe by eliminating stocks or other riskier investments from our portfolio. We don’t want to “run out of money” in our old age. However, by taking fewer risks we are increasing the likelihood that our worst dream will come true.
Let’s take a look at how taking risk is an essential part of providing for the end of your life. As we know, the risk as we age is that we will outlive our money. This means we need to have a portion of our portfolio in stocks or other instruments.
What Are the Right Kind of Risks
As with anything in investing, you and your investment professional should determine your personal asset allocation. Asset allocation is the secret formula for your portfolio. This topic will be discussed in another article.
The Quest for High ROI
Portfolio diversification, tax efficiency, profit generation, consistent cash flow, inflation protection, and wealth creation are the primary goals for real estate investing. In California, it is possible to excel in these areas with real estate investments.
How to Not Beat the Market
Investing is not a competition. Invest responsibly based on your tolerance for risk, frequency and timing of your cash flow streams, your timelines and your overall net worth.
Managing Your Money After Retirement
Taking the Right Kind of Risks The greatest challenge in investing as we age is to resist the urge to stop taking financial risk. In our minds, we are playing it safe by eliminating stocks [...]
Realty During Covid-19
A Guide for Buying and Selling Realty During Covid-19 became an important priority when the world came to a sudden halt and the State of California ordered us to stay home.
Selling Your House
Congratulations on starting the process of selling your home! This timeline will guide you through the steps required. I will provide insights on each step. You don't need to follow it exactly, but, it [...]
Markets and Behavior
When the stock market made a dramatic decline at the beginning of the millennium I was a registered investment advisor working in Northern California. Fortunately I was still teaching finance courses part-time at California State [...]
