Finance Geek
Financial Expert
Experienced stockbroker and real estate broker Licensed in California and Washington (inactive).
Provided instruction at two California State University Campuses where I delivered over 4,000 lectures on 26 subject matters. California State University, Chico California Polytechnic State University, Humboldt Relevant Courses Survey of Finance Spreadsheets and Graphics Introduction to Databases Risk and Insurance Financial Planning Financial Management Investments Principles of Finance [...]
Invested in 12 Properties From First Deal to a 12‑Property Portfolio: My Journey Through Flips, Buy‑and‑Hold, Hard Money, Condotels, Airbnb & Property Management. Seattle Condotel During the pandemic, I identified an opportunity in Seattle’s Condotel market, where declining tourism had driven prices down but demand for flexible living spaces was [...]
Series 7, 63, 65 Stockbroker Delivered financial advice to clients, proposing strategies to achieve goals and objectives for investments, insurance, business and estate planning. Identified, developed and secured new client relationships through traditional networking and online marketing. Created personal financial plans based on interview with clients. Responsible for establishing health benefit administration, retirement administration, [...]
Financial Blog
The Power of Massage Therapy: 10 Reasons to Enhance Your Athletic Performance
As an athlete, you're constantly striving to improve your performance, push your limits, and gain a competitive edge. While a well-structured training program and a balanced diet are essential for success, there's another crucial element [...]
The Skills Revolution
The Skills Revolution: How to Stay Relevant in a Rapidly Changing Job Market The modern job market is undergoing a seismic shift. Advances in artificial intelligence, automation, and globalization are reshaping industries at an unprecedented [...]
The Evolution of the Modern Workplace
The Evolution of the Modern Workplace: From Hierarchy to Hybrid Flexibility The modern workplace is a dynamic ecosystem shaped by technological innovation, shifting cultural values, and evolving employee expectations. Over the past century, the way [...]
Hotel bookings: Trends, tools & tips you should know
Whether you are traveling for business or pleasure, it is important to make sure that your hotel booking experience is as stress-free as possible.
Compound Interest Is The Key Difference Between Saving And Investing
Investing is the act of putting money into something with the expectation of generating a return on that investment.
Traveling is more than just a simple escape from reality.
The adventure that comes with traveling, challenges our preconceived notions and helps us grow into better, more evolved versions of ourselves. Here are seven ways travel can benefit your mental health.
What to Look for When Hiring a Professional Financial Advisor
Look for a licensed professional with the appropriate certifications, whose approach to financial planning matches your own, and who has a history of making sound investment decisions.
Lorem Ipsum
Lorem ipsum is a placeholder text used in publishing and graphic design to demonstrate the layout of a document without having to add relevant text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut [...]
The Art and Science of Domain Name Selection
Choosing the right domain name is a critical first step in establishing a successful online presence. It's more than just picking a catchy phrase; it's a strategic decision that blends creativity with analytical thinking. It's [...]
Why a Buyer Should Never Pay More than Appraised Value on Leveraged Property
Investors who use leverage to produce hefty returns lose out on potential gains when they fail to consider the opportunity costs associated with the additional funds required to cover the shortfall between the appraised and offered prices.
Orange County Great for Athletes
Consider Orange County. Forbes Magazine recently reported that Orange County is one of the most likely places to raise a world class athlete.
The Difference between Residency and Domicile
These terms hold significant legal and financial implications and must be understood thoroughly to avoid complications with taxes, legal issues, and more.
Property Management Certification for Real Estate Investments
Yesterday I completed the requirements to earn a certificate in property management by the California Association of Realtors®. I decided to add this designation to gain a better understanding of the challenges facing today's investors and property owners.
This Laguna Woods Woman Worksout, Swims, and Goes to Work
Laguna Woods Dynamic Red Head Moving to an age restricted community is not what I thought it would be, it's better. Part of what I find exciting are the people. Everyday since I moved to Laguna [...]
Laguna Woods Village Golf Cart Tunnel and Other Paths
This weekend while I was enjoying a ride through the Laguna Woods Village golf cart tunnel, I reflected on some of the adventures I am having as I settle into The Village.
Important Considerations for Aging in Place
When individuals and families decide to set a strategy for aging in place, they should address these important considerations.
SRES Designation Certificate 2016
Seniors Real Estate Specialist (SRES) Designation This week I successfully completed the Seniors Real Estate Specialist (SRES) designation course and was awarded the appropriate certification. I decided to complete the course to demonstrate a commitment to [...]
Tax-Deferred 1031 Exchanges
This tax-deferred strategy allows investors to sell their investment property and use the proceeds to purchase a new property within a certain period of time, all while deferring capital gains taxes.
Can an IRA Own Real Estate?
A traditional IRA, Roth IRA, or SEP can own real estate in a self-directed account.
Make Your Money Work: The Benefits of Saving versus Investing
The most common types of assets that investors invest in include stocks, bonds, mutual funds, real estate, and commodities.
10 Acre California Ranch in Northern and Central California
I am working with a buyer who is seeking to replace her rural ranch property for 10 acres close to an urban area. She is seeking 2-3 bedrooms and would like multiple outbuildings. The buyer is seeking ample water during California's driest periods.
Small Country Property
This retired professional woman is seeking something quiet and rural. She is downsizing so needs less land (1/2 acre). She is hoping to stay in Northern California. Project Description: Small country property in small town
Conventional Loan
A conventional loan is a mortgage that is not guaranteed or insured by the US government. Conventional mortgages include construction loans, portfolio loans, and subprime loans. Conventional loans are the most common type of [...]
Loan Application Checklist
All Applicants Copy of current form SSA-1099 for receipt of Social Security Current bank statements, dated within 30 days of application. (All pages for each account: savings, checking, etc.) Current monthly statement for mutual [...]
SSL Security for Clients and Patients
SSL security for clients and patients is often overlooked when private practices develop purchase web development services.
Graphic Design and Logos
Graphic design is an essential part of every piece of marketing collateral and is undertaken to convey a specific message (or messages) to a target audience. I provide a variety of graphic designs for logos, packaging, branding, print and web. I use a combination of typography, visual arts and page layout techniques to produce a balanced, focused and symmetrical final result.
CMS Client Training for WordPress and Drupal
CMS Client Training for WordPress®, Drupal®, and Joomla® Websites Learn how to create content for your WordPress website with private CMS client training. One-on-one training is instructor-led interactive online with private [...]
Seattle WordCamp 2013 at University of Washington
I am excited to attend this year's Seattle WordCamp 2013. I've been lucky enough to attend WordCamp in SF, but this is the first time in Seattle.
