Finance Geek
Financial Expert
Experienced stockbroker and real estate broker Licensed in California and Washington (inactive).
Provided instruction at two California State University Campuses where I delivered over 4,000 lectures on 26 subject matters. California State University, Chico California Polytechnic State University, Humboldt Relevant Courses Survey of Finance Spreadsheets and Graphics Introduction to Databases Risk and Insurance Financial Planning Financial Management Investments Principles of Finance [...]
Invested in 12 Properties From First Deal to a 12‑Property Portfolio: My Journey Through Flips, Buy‑and‑Hold, Hard Money, Condotels, Airbnb & Property Management. Seattle Condotel During the pandemic, I identified an opportunity in Seattle’s Condotel market, where declining tourism had driven prices down but demand for flexible living spaces was [...]
Series 7, 63, 65 Stockbroker Delivered financial advice to clients, proposing strategies to achieve goals and objectives for investments, insurance, business and estate planning. Identified, developed and secured new client relationships through traditional networking and online marketing. Created personal financial plans based on interview with clients. Responsible for establishing health benefit administration, retirement administration, [...]
Financial Blog
The Gig Economy Guru
The Gig Economy Guru: Mastering the Art of Freelance Success The gig economy has revolutionized the way we work, offering unparalleled flexibility and autonomy to individuals who choose to pursue a career as freelancers or [...]
7 Lower Back Stretches that Soothe
Lower back pain is a widespread ailment, affecting a significant portion of the adult population at some point in their lives. Whether it's from sitting for prolonged periods, strenuous physical activity, or underlying medical conditions, [...]
Digital Nomads: The Rise of the Remote Workforce
The Rise of the Remote Workforce: Flexibility, Productivity, and the Future of Work The modern workplace is undergoing a seismic shift. The rise of the remote workforce—once a niche trend—has become a cornerstone of corporate [...]
Joomla CMS – The Ultimate Choice for Web Development
Joomla is an open-source CMS that is built using PHP and provides a user-friendly interface for beginners and advanced users alike.
Afford To Travel During Your Golden Years
As retirement approaches, many people often find themselves wondering how they can afford to travel during their golden years.
Investing During a Recession: Tips for Securing Your Financial Future
Downturns in the economy should not be a cause for panic, but rather, an opportunity to evaluate your financial goals and investment strategies.
How to measure the performance of your digital ads
In today's digital age, online advertising has become one of the most effective ways to create brand awareness, increase website traffic, and generate leads.
5 Common Investment Mistakes and How to Avoid Them
Creating a solid financial plan that considers your financial goals, diversifying your portfolio, paying attention to fees, and your long-term goals.
Important Trends You Need to Know About Social Media
Social media is continually evolving, and businesses must stay on top of these trends to succeed.
7 Ways travel can benefit your mental health
Traveling is more than just a fun and exciting experience. It can also bring about numerous benefits for your mental health. According to recent studies, traveling is a healthy and effective way of reducing stress, anxiety, and depression.
The Quest for High ROI
Portfolio diversification, tax efficiency, profit generation, consistent cash flow, inflation protection, and wealth creation are the primary goals for real estate investing. In California, it is possible to excel in these areas with real estate [...]
Fall in Love with Sacramento California
A trip to Sacramento, California is sure to be a memorable experience. With its natural beauty, rich history, and vibrant culture.
Travel Improves Overall Wellbeing
Traveling is not only a great way to unwind from a monotonous routine or to explore new cultures, but it can also do wonders for your mental health.
How to Afford To Travel After Retirement
One way to do this is to work while you travel. Many seniors have skills that are in high demand, and by offering consulting or other services, it can be possible to supplement your travel budget.
Aging In Place Does Require Some Planning And Preparation
Aging in place can be a viable and appealing option for many baby boomers as they approach retirement age.
The Pros And Cons Of Investing In Foreign Stocks
One of the key risks associated with foreign investments is the currency risk. When investing in foreign stocks, the value of the foreign currency can impact the value of the investment.
How to Not Beat the Market
Recently I had the same conversation with three different women. I had placed my condo on the market and all three women advised me that there is a) more room in the market for growth, [...]
Managing Your Money After Retirement
Taking the Right Kind of Risks The greatest challenge in investing as we age is to resist the urge to stop taking financial risk. In our minds, we are playing it safe by eliminating stocks [...]
Most Significant Risks Associated With Foreign Investments Is The Volatility Of Global Markets
A diversified portfolio that includes foreign stocks can help to spread risk and provide a more balanced return.
Residency vs Domicle with Second Homes
Residency refers to a person living in a particular place for a specific period, whether it is for a temporary or permanent duration.
Buyer’s Guide
Real estate is a major investment whether you’re a first-time buyer or a seasoned investor. Regardless of your experience, it can be an overwhelming and daunting process. That’s why we’ve created this guide to help you navigate the process of purchasing real estate.
Aging in Place for Baby Boomers
Aging in place can be a viable option for Baby Boomers who wish to remain in their homes throughout their retirement years.
Healthy Snack Ideas That Will Keep You Energized
As our lives get more and more fast-paced, we often find ourselves reaching for sugary and unhealthy snacks just to keep us going. However, these snacks do nothing for our long-term health and wellbeing. It's [...]
Realty During Covid-19
A Guide for Buying and Selling Realty During Covid-19 became an important priority when the world came to a sudden halt and the State of California ordered us to stay home. As we continue to [...]
Client Handbook to Escrow
The escrow service verifies that the transaction has been completed and then releases the funds or assets to the appropriate party.
Selling Your House
Congratulations on starting the process of selling your home! This timeline will guide you through the steps required. I will provide insights on each step. You don’t need to follow it exactly, but, it [...]
Markets and Behavior
When the stock market made a dramatic decline at the beginning of the millennium I was a registered investment advisor working in Northern California.
Importance of Purchase Price on Return
Asking the question of why buyers should never pay more than appraised value on leveraged property may seem complicated to some,
