Finance Geek
Financial Expert
Experienced stockbroker and real estate broker Licensed in California and Washington (inactive).
Provided instruction at two California State University Campuses where I delivered over 4,000 lectures on 26 subject matters. California State University, Chico California Polytechnic State University, Humboldt Relevant Courses Survey of Finance Spreadsheets and Graphics Introduction to Databases Risk and Insurance Financial Planning Financial Management Investments Principles of Finance [...]
Invested in 12 Properties From First Deal to a 12‑Property Portfolio: My Journey Through Flips, Buy‑and‑Hold, Hard Money, Condotels, Airbnb & Property Management. Seattle Condotel During the pandemic, I identified an opportunity in Seattle’s Condotel market, where declining tourism had driven prices down but demand for flexible living spaces was [...]
Series 7, 63, 65 Stockbroker Delivered financial advice to clients, proposing strategies to achieve goals and objectives for investments, insurance, business and estate planning. Identified, developed and secured new client relationships through traditional networking and online marketing. Created personal financial plans based on interview with clients. Responsible for establishing health benefit administration, retirement administration, [...]
Financial Blog
10 Ways to Improve Your Spinal Health
Spinal health is a cornerstone of overall physical well-being, yet it often goes overlooked until discomfort or pain arises. The spine supports your body, enables movement, and protects the delicate spinal cord—making it essential to [...]
Customer experience drives my web development journey
From the Early Days to Modern CMS: How Customer Experience Shaped My Journey in Web Development For over three decades, I’ve witnessed the evolution of the web from its rudimentary beginnings to the dynamic, user-centric [...]
The Evolution of the Modern Workplace
From Cubicle to Cloud: The Evolution of the Modern Workplace The modern workplace is undergoing a seismic transformation. From the rigid, brick-and-mortar offices of the past to the fluid, cloud-connected ecosystems of today, how we [...]
Finding the Right Shoes for Lower Back Support
Your Back Will Thank You: Finding the Right Shoes for Lower Back Support
Chiropractic Care: A Path to Lumbar Pain Relief
Lower back pain, or lumbar pain, is a prevalent issue affecting a significant portion of the adult population. It can significantly impact daily life, limiting mobility and hindering productivity. While various treatment options exist, chiropractic [...]
Skilled Management is the Key to Success
Unlocking Potential: How Skilled Management Ignites Growth and Drives Results This article will explore the multifaceted role of skilled management in achieving organizational success, highlighting how it impacts various aspects of business operations and contributes [...]
Potential Risk Factors for Injuries to the Lumbar Spine
The lumbar region of the spine, commonly known as the lower back, is a complex structure responsible for supporting the weight of the upper body and facilitating movement. Due to its pivotal role, it's susceptible [...]
Yoga Poses for a Healthy Lower Back
Lower back pain is a common ailment affecting many adults. While various factors contribute to this discomfort, incorporating specific yoga postures into your routine can significantly improve lumbar health and alleviate pain. Yoga strengthens the [...]
Yoga for Lumbar Health: Key Poses for a Stronger Lower Back
Lower back pain is a common ailment, often stemming from sedentary lifestyles, poor posture, and muscle imbalances. Yoga offers a gentle yet effective approach to improving lumbar health by strengthening supporting muscles, increasing flexibility, and [...]
EHR Revolution: Transforming Healthcare Through Digital Records
Definition: An Electronic Health Record (EHR) is a digital version of a patient's chart. It contains a patient's medical history, diagnoses, medications, treatment plans, immunization dates, allergies, radiology images, and laboratory and test results. Key Functions: EHRs [...]
Effective Marketing Strategies for Small Business Success
In today's competitive landscape, effective marketing is crucial for the survival and growth of small businesses. Unlike larger corporations with expansive budgets, small businesses need to be strategic and resourceful in their marketing efforts. This [...]
Top Ten Reasons Why Businesses Fail
The entrepreneurial landscape is fraught with challenges, and while success stories abound, many businesses unfortunately fail. Understanding the common pitfalls can significantly increase your odds of navigating the complexities and building a sustainable enterprise. Here [...]
Website Ready: A Checklist and Guide to Preparing Information for Your Web Developer
Embarking on a website development project can be an exciting venture, transforming your vision into a dynamic online presence. However, a successful website launch hinges on clear communication and providing your web developer with the [...]
Economic Impacts of Federal Layoffs
The federal government plays a significant role in the United States economy, employing millions of workers and spending billions of dollars on goods and services each year. Therefore, when the federal government lays off thousands [...]
Navigating the Emotional Landscape of Moving in with a Roommate: A Woman’s Perspective
Deciding to live with a roommate is often seen as a practical choice. For many women, it can provide financial relief, companionship, and a chance to share responsibilities. However, the experience of moving in with [...]
Creating Harmony: How House Rules Can Enhance Roommate Relationships
Living with roommates can be a rewarding experience filled with camaraderie, support, and shared memories. However, it can also lead to misunderstandings and conflicts. To cultivate a positive living environment and foster better relationships, we [...]
Introducing Our Sororal Community
This post is written for the sisters who are joining us in 2040, 2050 and beyond. It is our honor to share this sisterhood with you. 1. Shared Housing & Supportive Living Environments One of [...]
Overview of Loan Programs for Real Estate Purchases
Navigating the world of real estate can be an exhilarating yet daunting experience, especially when it comes to financing your property purchase. With a myriad of loan programs available, understanding the options suited to your [...]
Thanksgiving Day Meal Preparation: Embracing the Southern Holiday Menu
Thanksgiving is a cherished holiday steeped in tradition and familial gatherings. Across the United States, it’s a day to give thanks and feast on an array of delicious food. In the South, Thanksgiving culinary traditions take on a unique flair, reflecting the region’s rich culture and heritage.
Hard Money Loans, a quick overview
One of the biggest misperceptions in the co-housing community, is that the property needs to be paid for with cash.
An End to Real Estate Buyer’s Remorse
Recently I sat with a friend who is suffering from buyer's remorse on a recent real estate purchase. They found themself in the same financial place as many post-retired people. When we stop working, we often don't have the required cash flow stream to get a real estate loan.
Investing in Foreign Stock is Risky
Due to the unpredictability of foreign markets, diversification is a key strategy to mitigate risks.
Financial Planning Strategies For Retirement During A Recession
The current economic recession has caused widespread panic among people nearing retirement. Many individuals have lost considerable savings and investments, leading them to re-evaluate their financial plans. However, there are still strategies that one can [...]
Focus On Financial Planning To Ensure A Comfortable Retirement
By implementing financial planning strategies, individuals can prepare themselves for retirement and navigate the current economic climate with more confidence.
Financial Planning Strategies For Retirement During A Recession
In these uncertain times, retirement planning can seem like an overwhelming task. The ongoing economic recession has further added to the worries about our financial future.
Mutual Funds Are A Popular Investment Vehicle
As compared to individual stocks and bonds, mutual funds provide a diversified portfolio by pooling investors' money and investing in a wide range of assets such as stocks, bonds, and cash equivalents.
Building Wealth: Understanding Mutual Funds
These investment vehicles have the potential to provide significant returns while maintaining a diversified portfolio. Mutual funds are excellent investment vehicles that provide exposure to a wide range of assets.
A Guide to Planning Your Investments
By diversifying your investments, considering your risk tolerance, and maintaining a long-term perspective, you can build a portfolio that will weather the ups and downs of the market.
