Finance Geek
Financial Expert
Experienced stockbroker and real estate broker Licensed in California and Washington (inactive).
Provided instruction at two California State University Campuses where I delivered over 4,000 lectures on 26 subject matters. California State University, Chico California Polytechnic State University, Humboldt Relevant Courses Survey of Finance Spreadsheets and Graphics Introduction to Databases Risk and Insurance Financial Planning Financial Management Investments Principles of Finance [...]
Invested in 12 Properties From First Deal to a 12‑Property Portfolio: My Journey Through Flips, Buy‑and‑Hold, Hard Money, Condotels, Airbnb & Property Management. Seattle Condotel During the pandemic, I identified an opportunity in Seattle’s Condotel market, where declining tourism had driven prices down but demand for flexible living spaces was [...]
Series 7, 63, 65 Stockbroker Delivered financial advice to clients, proposing strategies to achieve goals and objectives for investments, insurance, business and estate planning. Identified, developed and secured new client relationships through traditional networking and online marketing. Created personal financial plans based on interview with clients. Responsible for establishing health benefit administration, retirement administration, [...]
Financial Blog
Seeking Opportunity – A Journey of Proactive Growth
Seeking Opportunity: How I Turn Curiosity Into Career Momentum When I first stepped into the corporate world, the phrase seeking opportunity felt like a vague, almost cliché mantra that HR departments plastered on their career‑page [...]
Customer experience drives my web development journey
From the Early Days to Modern CMS: How Customer Experience Shaped My Journey in Web Development For over three decades, I’ve witnessed the evolution of the web from its rudimentary beginnings to the dynamic, user-centric [...]
The Evolution of the Modern Workplace
From Cubicle to Cloud: The Evolution of the Modern Workplace The modern workplace is undergoing a seismic transformation. From the rigid, brick-and-mortar offices of the past to the fluid, cloud-connected ecosystems of today, how we [...]
Talent Reboot to Thrive in Workforce 2.0 World
The world of work is undergoing a significant transformation. The rapid pace of technological advancements, shifting workforce demographics, and evolving business needs have created a perfect storm that requires professionals to adapt and evolve to [...]
The Gig Economy Guru
The Gig Economy Guru: Mastering the Art of Freelance Success The gig economy has revolutionized the way we work, offering unparalleled flexibility and autonomy to individuals who choose to pursue a career as freelancers or [...]
Digital Nomads: The Rise of the Remote Workforce
The Rise of the Remote Workforce: Flexibility, Productivity, and the Future of Work The modern workplace is undergoing a seismic shift. The rise of the remote workforce—once a niche trend—has become a cornerstone of corporate [...]
The Skills Revolution
The Skills Revolution: How to Stay Relevant in a Rapidly Changing Job Market The modern job market is undergoing a seismic shift. Advances in artificial intelligence, automation, and globalization are reshaping industries at an unprecedented [...]
The Evolution of the Modern Workplace
The Evolution of the Modern Workplace: From Hierarchy to Hybrid Flexibility The modern workplace is a dynamic ecosystem shaped by technological innovation, shifting cultural values, and evolving employee expectations. Over the past century, the way [...]
Releasing the Pressure: How Subluxation Contributes to Pain and What You Can Do About It
Understanding Subluxation and its Role in Pain: A Beginners Guide Pain is a universal human experience, a signal from our bodies indicating that something is amiss. While the causes of pain can be varied and [...]
Currency Risk, is One Unique Risk with Foreign Investments
Currency Risk Investing in foreign stocks can be a great opportunity for investors to diversify their portfolios and potentially earn higher returns. However, it's important to remember that with foreign investments come additional risks that [...]
Six Ways to Protect Your Portfolio During a Recession
Introduction The economy is cyclical, and recessions are an inevitable part of the economic landscape. While they can be daunting for investors, it is possible to protect your portfolio during a recession by making informed [...]
Six Essential Strategies for Growing Your Skincare Brand
The document titled Six Essential Strategies for Growing Your Skincare Brand outlines key tactics to enhance brand visibility and market presence in the competitive skincare industry. Branding Strategies Skincare These strategies provide a roadmap for [...]
Retirement on the Road: Challenges and Solutions for Mobile Seniors
An increasing number of seniors are drawn to a retirement on the road, lured by the promise of open roads, scenic vistas, and a life free from the constraints of a fixed location. Selling the [...]
Seven Crucial Facts Business Professionals Need to Know About AI-Driven Chat Tools
The rapid evolution of artificial intelligence (AI) is reshaping industries across the globe, and at the forefront of this transformation are AI-driven chat tools. Platforms like ChatGPT, and the anticipation surrounding future iterations like GPT-5, [...]
EHR Revolution: Transforming Healthcare Through Digital Records
Definition: An Electronic Health Record (EHR) is a digital version of a patient's chart. It contains a patient's medical history, diagnoses, medications, treatment plans, immunization dates, allergies, radiology images, and laboratory and test results. Key Functions: EHRs [...]
Effective Marketing Strategies for Small Business Success
In today's competitive landscape, effective marketing is crucial for the survival and growth of small businesses. Unlike larger corporations with expansive budgets, small businesses need to be strategic and resourceful in their marketing efforts. This [...]
Top Ten Reasons Why Businesses Fail
The entrepreneurial landscape is fraught with challenges, and while success stories abound, many businesses unfortunately fail. Understanding the common pitfalls can significantly increase your odds of navigating the complexities and building a sustainable enterprise. Here [...]
Website Ready: A Checklist and Guide to Preparing Information for Your Web Developer
Embarking on a website development project can be an exciting venture, transforming your vision into a dynamic online presence. However, a successful website launch hinges on clear communication and providing your web developer with the [...]
Economic Impacts of Federal Layoffs
The federal government plays a significant role in the United States economy, employing millions of workers and spending billions of dollars on goods and services each year. Therefore, when the federal government lays off thousands [...]
Navigating the Emotional Landscape of Moving in with a Roommate: A Woman’s Perspective
Deciding to live with a roommate is often seen as a practical choice. For many women, it can provide financial relief, companionship, and a chance to share responsibilities. However, the experience of moving in with [...]
Creating Harmony: How House Rules Can Enhance Roommate Relationships
Living with roommates can be a rewarding experience filled with camaraderie, support, and shared memories. However, it can also lead to misunderstandings and conflicts. To cultivate a positive living environment and foster better relationships, we [...]
Introducing Our Sororal Community
This post is written for the sisters who are joining us in 2040, 2050 and beyond. It is our honor to share this sisterhood with you. 1. Shared Housing & Supportive Living Environments One of [...]
Overview of Loan Programs for Real Estate Purchases
Navigating the world of real estate can be an exhilarating yet daunting experience, especially when it comes to financing your property purchase. With a myriad of loan programs available, understanding the options suited to your [...]
Thanksgiving Day Meal Preparation: Embracing the Southern Holiday Menu
Thanksgiving is a cherished holiday steeped in tradition and familial gatherings. Across the United States, it’s a day to give thanks and feast on an array of delicious food. In the South, Thanksgiving culinary traditions take on a unique flair, reflecting the region’s rich culture and heritage.
Hard Money Loans, a quick overview
One of the biggest misperceptions in the co-housing community, is that the property needs to be paid for with cash.
An End to Real Estate Buyer’s Remorse
Recently I sat with a friend who is suffering from buyer's remorse on a recent real estate purchase. They found themself in the same financial place as many post-retired people. When we stop working, we often don't have the required cash flow stream to get a real estate loan.
Investing in Foreign Stock is Risky
Due to the unpredictability of foreign markets, diversification is a key strategy to mitigate risks.
Financial Planning Strategies For Retirement During A Recession
The current economic recession has caused widespread panic among people nearing retirement. Many individuals have lost considerable savings and investments, leading them to re-evaluate their financial plans. However, there are still strategies that one can [...]
